Posts Tagged ‘trends’

The DAICO: ICO Savior Or Wolf In Sheep’s Clothing?

Last week, a gaming platform called The Abyss closed its sale and launched one of the first decentralized autonomous initial coin offerings (DAICO). Originally proposed by Vitalik Buterin, the DAICO aims to empower investors and provide more accountability to a rattled ICO market. In a traditional ICO, a development team receives the entire amount raised in one lump sum […]

Digital Disruption: How Fintech is Pushing Banks to Change

Fintech has brought unprecedented disruption in the financial services ecosystem. Legacy financial institutions looking to become digital-enabled face two main challenges. First, the business models and personal skills that have served the industry well for decades has been disrupted by digital innovation and no longer works in the new banking ecosystem. Second, attempts to create new, […]

Fintech: Next wave of innovation to focus on B2B needs

Inter-business transactions can be a headache for small and medium enterprises (SMEs) due to the extensive documentation required, not to mention the cost of transferring funds. Fintech could provide the solution, says Kerry Agiasotis, managing director and executive vice-president of Sage Asia Pacific. He believes that payment-related fintech solutions could help drive real efficiencies in […]

With at least $1.3 billion invested globally in 2018, VC funding for blockchain blows past 2017 totals

Although bitcoin and blockchain technology may not take up quite as much mental bandwidth for the general public as it did just a few months ago, companies in the space continue to rake in capital from investors. Investor interest in the blockchain space shows no immediate signs of slowing down, even as the price of […]

Move ‘Em Out: ICOs Don’t Seem So Scary Outside the US

In an environment of regulatory uncertainty, where the SEC has begun investigating ICOs and the industry surrounding the capital raising technology but has yet to make a formal decision of how it will regulate crypto tokens, issuers and other stakeholders are finding other jurisdictions a better bet for launching their projects. Both on stage and off during Blockchain […]

There’s a Fundamental Divide in the World of Blockchain

The Consensus conference in New York City was a collision of worlds. Crypto entrepreneurs are more confident than ever that the token economy is the decentralized future of blockchain. The enterprise blockchain market, meanwhile, is looking beyond coins to deploy private, permissioned blockchains across different facets of their businesses. Cryptocurrency panels delved into complex issues like […]

Moving to Human-Centered Design—Can Commercial Banks Evolve?

Prior to the rise of digital technology, commercial banks had little incentive to offer much more than strictly functional products. As a result, commercial banks that have set their sights on becoming more like their Fintech counterparts have a lot of catching up to do. But knowing what to do and doing it are two […]

IPO market slows in 2018 on back of geopolitical uncertainty

IPO activity has been somewhat slow for the first quarter of 2018, in part on the back of market uncertainty at the start of the year. The Americas had a relatively strong showing, reflecting a number of mega-IPOs, such as PagSeguro Digital, which raised $2.3 billion, and ADT, which raised $1.5 billion. UK markets were […]

Coming Of Age: Fintech Companies Should Move On From Millennials

These days, for consumer fintech companies in wealth management it is all about the Millennials. However, Millennials are the generation with more debt than any prior generation thanks to things like student loans. According to the Deloitte Center for Financial Services, Millennials today have just 4% of the nation’s wealth, compared to 50% for Baby […]

How to invest in the fintech era

Fintech has gone from virtually non-existent to a US$120 billion industry last year – all in just a few years. And UBS estimates that explosive growth still awaits, with global fintech revenues poised to rise three times as fast as traditional banking, reaching US$265 billion by 2025. In the coming decade, fintech is set to touch […]